Beyond Models: A Framework for Contextual and Cultural Intelligence in African AI Deployment

While global AI development prioritizes model performance and computational scale, meaningful deployment in African markets requires fundamentally different architectural decisions. This paper introduces Contextual and Cultural Intelligence (CCI) -- a systematic framework enabling AI systems to process cultural meaning, not just data patterns, through locally relevant, emotionally intelligent, and economically inclusive design. Using design science methodology, we validate CCI through a production AI-native cross-border shopping platform serving diaspora communities. Key empirical findings: 89% of users prefer WhatsApp-based AI interaction over traditional web interfaces (n=602, chi-square=365.8, p<0.001), achieving 536 WhatsApp users and 3,938 total conversations across 602 unique users in just 6 weeks, and culturally informed prompt engineering demonstrates sophisticated understanding of culturally contextualized queries, with 89% family-focused commerce patterns and natural code-switching acceptance. The CCI framework operationalizes three technical pillars: Infrastructure Intelligence (mobile-first, resilient architectures), Cultural Intelligence (multilingual NLP with social context awareness), and Commercial Intelligence (trust-based conversational commerce). This work contributes both theoretical innovation and reproducible implementation patterns, challenging Silicon Valley design orthodoxies while providing actionable frameworks for equitable AI deployment across resource-constrained markets.